The bank reported standalone net profit of Rs 13,701.68 crore for the quarter ended March 31, 2026 as compared to Rs 12629.58 crore in the same period last year, registering a year-on-yearÿgrowthÿof 8.49 per cent.

Interest income of the bank rose by 1.99 per cent at Rs 43275.39 crore for the quarter ended March 31, 2026 as against Rs 42430.80 crore in the corresponding period last year.

During the January-March quarter, total income rose marginally by 1.80 per cent to Rs 50,584.38 crore from Rs 49,690.87 crore in the year ago period.

Meanwhile, operating expenses increased by 1.12 per cent to Rs 32,385.27 crore from Rs 32,026.62 crore in the same period last year.

Operating profit surged 3.03 per cent to Rs 18,199.11 crore from Rs. 17,664.25 crore.

Provisions and Contingencies slipped by 89.20 per cent at Rs 96.16 crore from Rs 890.70 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 8.43 per cent at Rs 22,979.07 crore versus Rs 21,192.94 crore in the year ago period. Non-interest income rose 0.67 per cent year-on-year to Rs 7,308.99 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.40 per cent of the gross advances as at the end of March 31, 2026 from a level of 1.67 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.33 per cent of net advances on March 31, 2026 from 0.39 per cent a year ago.