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ANNUAL RESULTS

You can view the annual results for the last 5 years.
Jana Small Finance Bank Ltd.
( in Crs.)

ParticularsMar 25Mar 24Mar 23Mar 22Mar 20
Interest Earned     
Int. /Disc. on Adv/Bills4268.413606.682721.610.001832.80
Income on Investment377.26358.39325.210.00145.96
Int. on balances With RBI62.5547.9428.160.0012.76
Others1.580.040.042726.540.00
Total Interest Earned4709.794013.053075.012726.541991.52
Other Income775.86671.01624.86323.76433.25
Total Income5485.654684.063699.883050.302424.77
      
EXPENDITURE     
Interest Expended2316.661885.901414.991336.75980.15
Employee Cost1210.42974.67777.580.00623.74
Other Expenses732.21630.17438.241138.82447.80
Depreciation0.000.0068.690.0092.53
Total Expenses4259.283490.742699.502475.572144.23
      
Operating Profit Before Provisions And Contingencies1226.371193.321000.37574.73280.54
Provisions And Contingencies752.69678.96744.40569.32250.41
P/L Before Tax473.68514.36255.975.4130.13
Tax-27.740.000.000.000.00
P/L After Tax from Ordinary Activities501.42514.36255.975.4130.13
Extra Ordinary Items0.00155.190.000.000.00
Net Profit/Loss For the Period501.42669.54255.975.4130.13
      
Equity Share Capital105.06104.5954.98201.4150.72
Reserves Excluding Revaluation Reserves3986.553461.911452.09999.29842.79
Capital Adequacy Ratio - Basel -II20.6820.3115.570.000.00
EPS Before Extra Ordinary *     
Basic EPS (Rs.)47.8990.8547.471.066.21
Diluted EPS (Rs.)47.6790.7242.640.995.90
EPS After Extra Ordinary *     
Basic EPS (Rs.) 47.8990.8547.471.066.21
Diluted EPS (Rs.) 47.6790.7242.640.995.90
      
NPA Ratios:     
Gross NPA749.60487.21709.190.00320.80
Net NPA254.19156.42468.000.00140.39
(%) of Gross NPA2.712.113.940.000.00
(%) of Net NPA0.940.562.640.001.41
Return on Assets %1.492.371.130.000.00
      
OPBPC Margin (%)26.0329.7332.5321.0714.08
PBT Margin (%)10.0512.818.320.191.51
PAT Margin (%)10.6412.818.320.191.51
ParticularsMar 25
Interest Earned 
Int. /Disc. on Adv/Bills4268.41
Income on Investment377.26
Int. on balances With RBI62.55
Others1.58
Total Interest Earned4709.79
Other Income775.86
Total Income5485.65
  
EXPENDITURE 
Interest Expended2316.66
Employee Cost1210.42
Other Expenses732.21
Depreciation0.00
Total Expenses4259.28
Operating Profit Before Provisions And Contingencies1226.37
Provisions And Contingencies752.69
P/L Before Tax473.68
Tax-27.74
P/L After Tax from Ordinary Activities501.42
Extra Ordinary Items0.00
Net Profit/Loss For the Period501.42
Equity Share Capital105.06
Reserves Excluding Revaluation Reserves3986.55
Capital Adequacy Ratio - Basel -II20.68
EPS Before Extra Ordinary * 
Basic EPS (Rs.)47.89
Diluted EPS (Rs.)47.67
EPS After Extra Ordinary * 
Basic EPS (Rs.) 47.89
Diluted EPS (Rs.) 47.67
NPA Ratios: 
Gross NPA749.60
Net NPA254.19
(%) of Gross NPA2.71
(%) of Net NPA0.94
Return on Assets %1.49
OPBPC Margin (%)26.03
PBT Margin (%)10.05
PAT Margin (%)10.64