The bank reported standalone net profit of Rs 619.76 crore for the quarter ended September 30, 2025 as compared to Rs 602.74 crore in the same period last year, registering a year-on-yearÿgrowthÿof 2.82 per cent.

Interest income of the bank rose by 7.55 per cent at Rs 6537.17 crore for the quarter ended September 30, 2025 as against Rs 6078.36 crore in the corresponding period last year.

During the July-September quarter, total income rose marginally by 4.95 per cent to Rs 7,421.39 crore from Rs 7,071.43 crore in the year ago period.

Meanwhile, operating expenses increased by 2.99 per cent to Rs 5,808.19 crore from Rs 5,639.83 crore in the same period last year.

Operating profit surged 12.69 per cent to Rs 1,613.20 crore from Rs. 1,431.60 crore.

Provisions and Contingencies surged by 19.34 per cent at Rs 588.14 crore from Rs 492.84 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 10.10 per cent at Rs 2,532.72 crore versus Rs 2,300.34 crore in the year ago period. Non-interest income dipped 10.96 per cent year-on-year to Rs 884.22 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.56 per cent of the gross advances as at the end of September 30, 2025 from a level of 3.18 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.43 per cent of net advances on September 30, 2025 from 0.73 per cent a year ago.