The bank reported standalone net profit of Rs 20,159.67 crore for the quarter ended September 30, 2025 as compared to Rs 18331.44 crore in the same period last year, registering a year-on-yearÿgrowthÿof 9.97 per cent.

Interest income of the bank rose by 5.08 per cent at Rs 119653.93 crore for the quarter ended September 30, 2025 as against Rs 113870.56 crore in the corresponding period last year.

During the July-September quarter, total income rose marginally by 4.52 per cent to Rs 1,34,979.47 crore from Rs 1,29,141.11 crore in the year ago period.

Meanwhile, operating expenses increased by 7.83 per cent to Rs 1,07,668.55 crore from Rs 99,847.37 crore in the same period last year.

Operating profit slipped 6.77 per cent to Rs 27,310.92 crore from Rs. 29,293.74 crore.

Provisions and Contingencies surged by 19.85 per cent at Rs 5,400.12 crore from Rs 4,505.73 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 3.28 per cent at Rs 42,984.06 crore versus Rs 41,619.54 crore in the year ago period. Non-interest income rose 0.36 per cent year-on-year to Rs 15,325.54 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.73 per cent of the gross advances as at the end of September 30, 2025 from a level of 2.13 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.42 per cent of net advances on September 30, 2025 from 0.53 per cent a year ago.