The bank reported standalone net profit of Rs 739.51 crore for the quarter ended December 31, 2025 as compared to Rs 638.83 crore in the same period last year, registering a year-on-yearÿgrowthÿof 15.76 per cent.

Interest income of the bank rose by 6.94 per cent at Rs 6651.84 crore for the quarter ended December 31, 2025 as against Rs 6219.96 crore in the corresponding period last year.

During the October-December quarter, total income rose marginally by 1.56 per cent to Rs 7,521.16 crore from Rs 7,405.89 crore in the year ago period.

Meanwhile, operating expenses increased by 0.36 per cent to Rs 5,840.92 crore from Rs 5,820.20 crore in the same period last year.

Operating profit surged 5.96 per cent to Rs 1,680.24 crore from Rs. 1,585.69 crore.

Provisions and Contingencies slipped by 10.92 per cent at Rs 525.12 crore from Rs 589.51 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 11.29 per cent at Rs 2,646.12 crore versus Rs 2,377.68 crore in the year ago period. Non-interest income dipped 26.70 per cent year-on-year to Rs 869.32 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.41 per cent of the gross advances as at the end of December 31, 2025 from a level of 2.91 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.36 per cent of net advances on December 31, 2025 from 0.63 per cent a year ago.