The bank reported standalone net profit of Rs 21,028.15 crore for the quarter ended December 31, 2025 as compared to Rs 16891.44 crore in the same period last year, registering a year-on-yearÿgrowthÿof 24.49 per cent.

Interest income of the bank rose by 4.37 per cent at Rs 122556.12 crore for the quarter ended December 31, 2025 as against Rs 117426.63 crore in the corresponding period last year.

During the October-December quarter, total income rose moderately by 9.69 per cent to Rs 1,40,914.65 crore from Rs 1,28,467.39 crore in the year ago period.

Meanwhile, operating expenses increased by 2.99 per cent to Rs 1,08,052.26 crore from Rs 1,04,916.58 crore in the same period last year.

Operating profit surged 39.54 per cent to Rs 32,862.39 crore from Rs. 23,550.81 crore.

Provisions and Contingencies surged by 394.69 per cent at Rs 4,506.92 crore from Rs 911.06 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 9.04 per cent at Rs 45,190.36 crore versus Rs 41,445.51 crore in the year ago period. Non-interest income rose 66.28 per cent year-on-year to Rs 18,358.53 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.57 per cent of the gross advances as at the end of December 31, 2025 from a level of 2.07 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.39 per cent of net advances on December 31, 2025 from 0.53 per cent a year ago.