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NINE MONTHS RESULTS

SBI Cards and Payment Services Ltd.

Mar 10 BSE 715.45 ( -5.50 -0.76%)

Volume26493

Prev. Close
720.95

Open Price
724.70

Today's Low / High

714.00 731.05

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

694.05 1023.05

Mar 10 NSE 716.10( -4.60 -0.64%)

Volume519996

Prev. Close
720.70

Open Price
723.10

Today's Low / High

714.05 732.10

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.) 0.00 (0)

52 Wk Low / High

693.00 1027.25

Standalone

(₹ in Crs.)

Particulars	Dec 25	Dec 24	Dec 23	Dec 22	Dec 21
Net Sales/Income from operations	14965.15	13398.24	12620.70	9904.50	7826.96
Total Income From Operations	14965.15	13398.24	12620.70	9904.50	7826.96
Employees Cost	503.40	435.31	437.47	409.76	352.05
Depreciation	103.93	148.50	145.13	118.75	109.38
Provisions And Contingencies	3865.58	3625.80	2343.02	1529.28	1863.07
Other Expenses	6592.45	5350.01	5868.25	4943.25	3808.03
Total Expenses	11065.36	9559.62	8793.87	7001.04	6132.53

P/L Before Other Inc. , Int., Excpt. Items & Tax	3899.79	3838.62	3826.83	2903.46	1694.43
Other Income	555.44	406.54	388.20	467.83	458.46
P/L Before Interest, Excpt. Items & Tax	4455.23	4245.16	4215.03	3371.29	2152.89
Interest	2357.96	2383.15	1871.40	1140.38	759.95
P/L Before Exceptional Items & Tax	2097.27	1862.01	2343.63	2230.91	1392.94
P/L Before Tax	2097.27	1862.01	2343.63	2230.91	1392.94
Tax	539.87	479.91	598.14	568.88	357.66
P/L After Tax from Ordinary Activities	1557.40	1382.10	1745.49	1662.03	1035.28
Net Profit/Loss For the Period	1557.40	1382.10	1745.49	1662.03	1035.28

Equity Share Capital	951.58	951.35	950.76	943.34	943.09
EPS Before Extra Ordinary *
Basic EPS (Rs.)	16.37	14.53	18.42	17.61	11.01
Diluted EPS (Rs.)	16.36	14.53	18.41	17.52	10.93
EPS After Extra Ordinary *
Basic EPS (Rs.)	16.37	14.53	18.42	17.61	11.01
Diluted EPS (Rs.)	16.36	14.53	18.41	17.52	10.93

PBITOE Margin (%)	26.05	28.65	30.32	29.31	21.64
PBTE Margin (%)	14.01	13.89	18.56	22.52	17.79
PBT Margin (%)	14.01	13.89	18.56	22.52	17.79
PAT Margin (%)	10.40	10.31	13.83	16.78	13.22

Particulars	Dec 25
Net Sales/Income from operations	14965.15
Total Income From Operations	14965.15
Employees Cost	503.40
Depreciation	103.93
Provisions And Contingencies	3865.58
Other Expenses	6592.45
Total Expenses	11065.36

P/L Before Other Inc. , Int., Excpt. Items & Tax	3899.79
Other Income	555.44
P/L Before Interest, Excpt. Items & Tax	4455.23
Interest	2357.96
P/L Before Exceptional Items & Tax	2097.27
P/L Before Tax	2097.27
Tax	539.87
P/L After Tax from Ordinary Activities	1557.40
Net Profit/Loss For the Period	1557.40
Equity Share Capital	951.58
EPS Before Extra Ordinary *
Basic EPS (Rs.)	16.37
Diluted EPS (Rs.)	16.36
EPS After Extra Ordinary *
Basic EPS (Rs.)	16.37
Diluted EPS (Rs.)	16.36
PBITOE Margin (%)	26.05
PBTE Margin (%)	14.01
PBT Margin (%)	14.01
PAT Margin (%)	10.40