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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Punjab National Bank
ParticularsMar 24Mar 23Mar 22Mar 21Mar 20
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)PRARARARAR
Face Value2.002.002.002.002.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)8.273.043.532.640.80
Diluted EPS (Rs.)8.273.043.532.640.80
Cash EPS (Rs.)7.563.614.152.991.45
Book Value[Excl.RevalReserv]/Share (Rs.)98.7185.7682.2281.4487.74
Book Value[Incl.RevalReserv]/Share (Rs.)98.7193.4388.6288.3294.81
Operating Revenue / Share (Rs.)99.0578.8769.2478.1381.51
Net Profit / Share (Rs.)7.562.793.342.050.53
Net Profit After MI / Share (Rs.)8.273.043.512.440.65
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)7.633.534.822.620.66
Net Profit After MI And SOA Nargin (%)8.353.855.063.120.79
Operating Profit Margin (%)-4.58-10.55-11.04-13.40-16.43
Return On Assets (%)0.580.220.280.200.05
Return On Equity / Networth (%)8.373.544.263.000.74
Net Interest Margin (X)2.602.342.192.422.10
Cost To Income (%)37.2044.6042.8344.2541.90
Interest Income / Total Assets (%)6.995.815.696.396.44
Non-Interest Income / Total Assets (%)0.850.810.901.021.10
Operating Profit / Total Assets (%)-0.32-0.61-0.62-0.85-1.05
Operating Expenses / Total Assets (%)1.841.621.521.601.42
Interest Expenses / Total Assets (%)4.393.463.493.964.34
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)1487244.561333714.551195171.851160148.44755958.96
EV Per Net Sales (X)13.6415.3615.6814.1713.77
Price To Book Value (X)1.260.540.420.450.36
Price To Sales (X)1.260.590.500.460.39
Retention Ratios (%)100.0078.6281.7492.9592.68
Earnings Yield (X)0.060.060.100.060.02
ParticularsMar 24
Months12
Source Of Info (AR = Annual Report, PR = Press Release)PR
Face Value2.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)8.27
Diluted EPS (Rs.)8.27
Cash EPS (Rs.)7.56
Book Value[Excl.RevalReserv]/Share (Rs.)98.71
Book Value[Incl.RevalReserv]/Share (Rs.)98.71
Operating Revenue / Share (Rs.)99.05
Net Profit / Share (Rs.)7.56
Net Profit After MI / Share (Rs.)8.27
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)7.63
Net Profit After MI And SOA Nargin (%)8.35
Operating Profit Margin (%)-4.58
Return On Assets (%)0.58
Return On Equity / Networth (%)8.37
Net Interest Margin (X)2.60
Cost To Income (%)37.20
Interest Income / Total Assets (%)6.99
Non-Interest Income / Total Assets (%)0.85
Operating Profit / Total Assets (%)-0.32
Operating Expenses / Total Assets (%)1.84
Interest Expenses / Total Assets (%)4.39
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)1487244.56
EV Per Net Sales (X)13.64
Price To Book Value (X)1.26
Price To Sales (X)1.26
Retention Ratios (%)100.00
Earnings Yield (X)0.06