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HALF YEARLY RESULTS

You can view the half yearly results for the last 5 years.
Equitas Small Finance Bank Ltd.
( in Crs.)

ParticularsSep 25Mar 25Sep 24Mar 24Sep 23
Interest Earned     
Int. /Disc. on Adv/Bills2844.382872.682690.642553.912367.05
Income on Investment324.09323.17324.22305.11234.65
Int. on balances With RBI97.7460.0540.9714.4311.25
Total Interest Earned3266.213255.903055.822873.452612.95
Other Income520.63463.85447.63445.93352.74
Total Income3786.843719.753503.463319.382965.69
      
EXPENDITURE     
Interest Expended1706.781608.081452.031302.421104.23
Employee Cost933.70843.91777.09709.44659.39
Other Expenses591.03623.61584.22572.46559.77
Total Expenses3231.513075.602813.352584.322323.39
      
Operating Profit Before Provisions And Contingencies555.33644.15690.11735.06642.31
Provisions And Contingencies819.27501.13634.29190.98123.26
P/L Before Tax-263.94143.0355.82544.08519.05
Tax-64.3134.6217.18134.46129.71
P/L After Tax from Ordinary Activities-199.63108.4138.64409.62389.34
Net Profit/Loss For the Period-199.63108.4138.64409.62389.34
      
Equity Share Capital1140.501139.861138.501134.891121.73
Capital Adequacy Ratio - Basel -II20.7420.6019.3621.7021.33
EPS Before Extra Ordinary *     
Basic EPS (Rs.)-1.750.950.343.613.49
Diluted EPS (Rs.)-1.750.950.343.613.49
EPS After Extra Ordinary *     
Basic EPS (Rs.) -1.750.950.343.613.49
Diluted EPS (Rs.) -1.750.000.340.003.49
      
NPA Ratios:     
Gross NPA1081.871067.731022.82821.28660.50
Net NPA357.82354.20330.29360.90279.29
(%) of Gross NPA2.922.892.952.612.27
(%) of Net NPA0.980.980.971.170.97
Return on Assets %-0.370.080.080.471.01
      
OPBPC Margin (%)17.0019.7822.5825.5824.58
PBT Margin (%)-8.084.391.8218.9319.86
PAT Margin (%)-6.113.321.2614.2514.90
ParticularsSep 25
Interest Earned 
Int. /Disc. on Adv/Bills2844.38
Income on Investment324.09
Int. on balances With RBI97.74
Total Interest Earned3266.21
Other Income520.63
Total Income3786.84
  
EXPENDITURE 
Interest Expended1706.78
Employee Cost933.70
Other Expenses591.03
Total Expenses3231.51
Operating Profit Before Provisions And Contingencies555.33
Provisions And Contingencies819.27
P/L Before Tax-263.94
Tax-64.31
P/L After Tax from Ordinary Activities-199.63
Net Profit/Loss For the Period-199.63
Equity Share Capital1140.50
Capital Adequacy Ratio - Basel -II20.74
EPS Before Extra Ordinary * 
Basic EPS (Rs.)-1.75
Diluted EPS (Rs.)-1.75
EPS After Extra Ordinary * 
Basic EPS (Rs.) -1.75
Diluted EPS (Rs.) -1.75
NPA Ratios: 
Gross NPA1081.87
Net NPA357.82
(%) of Gross NPA2.92
(%) of Net NPA0.98
Return on Assets %-0.37
OPBPC Margin (%)17.00
PBT Margin (%)-8.08
PAT Margin (%)-6.11