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HALF YEARLY RESULTS

You can view the half yearly results for the last 5 years.
Jammu & Kashmir Bank Ltd.
( in Crs.)

ParticularsSep 23Mar 23Sep 22Mar 22Sep 21
Interest Earned     
Int. /Disc. on Adv/Bills4143.153713.913283.643031.342983.54
Income on Investment1128.661086.64984.28842.69834.17
Int. on balances With RBI21.1339.65134.14157.90162.78
Others128.71112.970.000.290.27
Total Interest Earned5421.654953.174402.064032.223980.76
Other Income423.21412.23353.01357.89436.24
Total Income5844.865365.404755.074390.114417.00
      
EXPENDITURE     
Interest Expended2803.782445.622163.822063.202038.14
Employee Cost1456.371442.041266.521208.231211.36
Other Expenses521.12482.85459.45483.42440.15
Total Expenses4781.274370.513889.793754.853689.65
      
Operating Profit Before Provisions And Contingencies1063.59994.89865.28635.26727.35
Provisions And Contingencies66.79-148.16222.29-48.09408.49
Exceptional Items0.000.000.00-255.490.00
P/L Before Tax996.801143.05642.99427.86318.86
Tax288.49354.28233.17139.97102.31
P/L After Tax from Ordinary Activities708.31788.77409.82287.89216.55
Net Profit/Loss For the Period708.31788.77409.82287.89216.55
Share Of P/L Of Associates6.70-8.99-9.08-0.09-9.50
Net P/L After Minority Interest & Share Of Associates715.01779.78400.74287.80207.05
      
Equity Share Capital103.16103.1696.1693.3093.30
      
ANALYTICAL RATIOS     
(%) of Share by Govt.63.4163.4168.0370.1270.12
EPS Before Extra Ordinary *     
Basic EPS (Rs.)6.937.654.173.092.84
Diluted EPS (Rs.)6.937.654.173.092.84
EPS After Extra Ordinary *     
Basic EPS (Rs.) 6.937.654.173.092.84
Diluted EPS (Rs.) 6.937.564.173.082.84
      
NPA Ratios:     
Gross NPA0.000.000.000.006524.87
Net NPA0.000.000.000.002063.65
(%) of Gross NPA0.000.000.000.008.95
(%) of Net NPA0.000.000.000.003.02
Return on Assets %0.000.000.000.000.38
      
OPBPC Margin (%)19.6120.0819.6515.7518.27
PBT Margin (%)18.3823.0714.6010.618.01
PAT Margin (%)13.0615.929.307.135.43
PAT After MI And SoA Margin (%)13.1815.749.107.135.20
ParticularsSep 23
Interest Earned 
Int. /Disc. on Adv/Bills4143.15
Income on Investment1128.66
Int. on balances With RBI21.13
Others128.71
Total Interest Earned5421.65
Other Income423.21
Total Income5844.86
  
EXPENDITURE 
Interest Expended2803.78
Employee Cost1456.37
Other Expenses521.12
Total Expenses4781.27
Operating Profit Before Provisions And Contingencies1063.59
Provisions And Contingencies66.79
Exceptional Items0.00
P/L Before Tax996.80
Tax288.49
P/L After Tax from Ordinary Activities708.31
Net Profit/Loss For the Period708.31
Share Of P/L Of Associates6.70
Net P/L After Minority Interest & Share Of Associates715.01
Equity Share Capital103.16
ANALYTICAL RATIOS 
(%) of Share by Govt.63.41
EPS Before Extra Ordinary * 
Basic EPS (Rs.)6.93
Diluted EPS (Rs.)6.93
EPS After Extra Ordinary * 
Basic EPS (Rs.) 6.93
Diluted EPS (Rs.) 6.93
NPA Ratios: 
Gross NPA0.00
Net NPA0.00
(%) of Gross NPA0.00
(%) of Net NPA0.00
Return on Assets %0.00
OPBPC Margin (%)19.61
PBT Margin (%)18.38
PAT Margin (%)13.06
PAT After MI And SoA Margin (%)13.18