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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Jammu & Kashmir Bank Ltd.
ParticularsMar 23Mar 22Mar 21Mar 20Mar 19
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
Face Value1.001.001.001.001.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)12.255.966.01-16.598.35
Diluted EPS (Rs.)12.255.966.01-16.598.35
Cash EPS (Rs.)13.156.957.89-14.8210.20
Book Value[Excl.RevalReserv]/Share (Rs.)83.5175.3981.6974.97108.01
Book Value[Incl.RevalReserv]/Share (Rs.)95.9385.5795.3288.93118.88
Operating Revenue / Share (Rs.)90.6885.88113.67118.36137.80
Net Profit / Share (Rs.)11.625.416.00-16.588.33
Net Profit After MI / Share (Rs.)11.445.306.00-16.588.33
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)12.816.295.28-14.016.04
Net Profit After MI And SOA Nargin (%)12.616.175.28-14.016.04
Operating Profit Margin (%)4.63-3.56-3.61-20.03-4.60
Return On Assets (%)0.800.370.35-1.080.45
Return On Equity / Networth (%)13.707.037.34-22.117.71
Net Interest Margin (X)3.252.993.133.403.33
Cost To Income (%)42.6147.6846.0160.2944.01
Interest Income / Total Assets (%)6.416.136.747.767.56
Non-Interest Income / Total Assets (%)0.520.600.600.460.80
Operating Profit / Total Assets (%)0.29-0.21-0.24-1.55-0.34
Operating Expenses / Total Assets (%)2.502.752.392.512.45
Interest Expenses / Total Assets (%)3.153.143.604.354.23
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)122196.89118692.07108211.1097742.7890379.71
EV Per Net Sales (X)13.0614.8113.3411.5711.77
Price To Book Value (X)0.580.420.310.160.49
Price To Sales (X)0.540.370.220.100.39
Retention Ratios (%)95.63100.00100.00100.00100.00
Earnings Yield (X)0.230.160.23-1.340.15
ParticularsMar 23
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
Face Value1.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)12.25
Diluted EPS (Rs.)12.25
Cash EPS (Rs.)13.15
Book Value[Excl.RevalReserv]/Share (Rs.)83.51
Book Value[Incl.RevalReserv]/Share (Rs.)95.93
Operating Revenue / Share (Rs.)90.68
Net Profit / Share (Rs.)11.62
Net Profit After MI / Share (Rs.)11.44
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)12.81
Net Profit After MI And SOA Nargin (%)12.61
Operating Profit Margin (%)4.63
Return On Assets (%)0.80
Return On Equity / Networth (%)13.70
Net Interest Margin (X)3.25
Cost To Income (%)42.61
Interest Income / Total Assets (%)6.41
Non-Interest Income / Total Assets (%)0.52
Operating Profit / Total Assets (%)0.29
Operating Expenses / Total Assets (%)2.50
Interest Expenses / Total Assets (%)3.15
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)122196.89
EV Per Net Sales (X)13.06
Price To Book Value (X)0.58
Price To Sales (X)0.54
Retention Ratios (%)95.63
Earnings Yield (X)0.23