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NINE MONTHS RESULTS

IDBI Bank Ltd.
( in Crs.)

ParticularsDec 23Dec 22Dec 21Dec 20Dec 19
Interest Earned     
Int. /Disc. on Adv/Bills13208.729494.708850.608919.299648.04
Income on Investment5669.654338.983460.323963.934409.76
Int. on balances With RBI258.30381.17559.44465.13271.01
Others298.99628.76825.27802.27897.89
Total Interest Earned19435.6614843.6113695.6314150.6215226.70
Other Income2714.743084.323862.043443.723143.85
Total Income22150.4017927.9317557.6717594.3418370.55
      
EXPENDITURE     
Interest Expended8937.116692.646953.608872.5310605.12
Employee Cost2948.582312.132244.962357.732321.49
Other Expenses2847.772612.302377.162152.592205.71
Total Expenses14733.4611617.0711575.7213382.8515132.32
      
Operating Profit Before Provisions And Contingencies7416.946310.865981.954211.493238.23
Provisions And Contingencies1282.822514.233217.312265.5112495.32
P/L Before Tax6134.123796.632764.641945.98-9257.09
Tax2128.491284.911015.971098.723765.63
P/L After Tax from Ordinary Activities4005.632511.721748.67847.26-13022.72
Net Profit/Loss For the Period4005.632511.721748.67847.26-13022.72
      
Equity Share Capital10752.4010752.4010752.4010752.4010380.59
Reserves Excluding Revaluation Reserves26365.1022441.8219777.2217140.4123147.71
      
ANALYTICAL RATIOS     
(%) of Share by Govt.45.4845.4845.4845.4847.11
EPS Before Extra Ordinary *     
Basic EPS (Rs.)3.732.341.630.81-15.49
Diluted EPS (Rs.)3.732.341.630.81-15.49
EPS After Extra Ordinary *     
Basic EPS (Rs.) 3.732.341.630.81-15.49
Diluted EPS (Rs.) 3.732.341.630.81-15.49
      
NPA Ratios:     
Gross NPA8589.4023535.0634405.3737559.3949502.68
Net NPA593.341581.422289.272410.906805.49
(%) of Gross NPA4.6913.8220.5623.5228.72
(%) of Net NPA0.341.071.701.945.25
Return on Assets %1.601.120.810.38-5.70
      
OPBPC Margin (%)38.1642.5143.6729.7621.26
PBT Margin (%)31.5625.5720.1813.75-60.79
PAT Margin (%)20.6016.9212.765.98-85.52
ParticularsDec 23
Interest Earned 
Int. /Disc. on Adv/Bills13208.72
Income on Investment5669.65
Int. on balances With RBI258.30
Others298.99
Total Interest Earned19435.66
Other Income2714.74
Total Income22150.40
  
EXPENDITURE 
Interest Expended8937.11
Employee Cost2948.58
Other Expenses2847.77
Total Expenses14733.46
Operating Profit Before Provisions And Contingencies7416.94
Provisions And Contingencies1282.82
P/L Before Tax6134.12
Tax2128.49
P/L After Tax from Ordinary Activities4005.63
Net Profit/Loss For the Period4005.63
Equity Share Capital10752.40
Reserves Excluding Revaluation Reserves26365.10
ANALYTICAL RATIOS 
(%) of Share by Govt.45.48
EPS Before Extra Ordinary * 
Basic EPS (Rs.)3.73
Diluted EPS (Rs.)3.73
EPS After Extra Ordinary * 
Basic EPS (Rs.) 3.73
Diluted EPS (Rs.) 3.73
NPA Ratios: 
Gross NPA8589.40
Net NPA593.34
(%) of Gross NPA4.69
(%) of Net NPA0.34
Return on Assets %1.60
OPBPC Margin (%)38.16
PBT Margin (%)31.56
PAT Margin (%)20.60