media

Markets

Market Nav

NINE MONTHS RESULTS

Indian Overseas Bank
( in Crs.)

ParticularsDec 23Dec 22Dec 21Dec 20Dec 19
Interest Earned     
Int. /Disc. on Adv/Bills12815.679519.047958.268391.168664.96
Income on Investment4406.324403.304210.904272.783809.49
Int. on balances With RBI198.85285.55167.40244.16489.49
Others0.000.00178.780.000.00
Total Interest Earned17420.8414207.8912515.3412908.1012963.94
Other Income3178.882678.773398.873542.652264.48
Total Income20599.7216886.6615914.2116450.7515228.42
      
EXPENDITURE     
Interest Expended10354.528229.117813.748412.809192.88
Employee Cost3622.883000.702535.932536.792366.26
Other Expenses1819.661596.361415.941329.471332.77
Total Expenses15797.0612826.1711765.6112279.0612891.91
      
Operating Profit Before Provisions And Contingencies4802.664060.494148.604171.692336.51
Provisions And Contingencies2583.572598.122969.733675.6310817.80
P/L Before Tax2219.091462.371178.87496.06-8481.29
Tax371.5713.6521.7114.36189.92
P/L After Tax from Ordinary Activities1847.521448.721157.16481.70-8671.21
Net Profit/Loss For the Period1847.521448.711157.16481.70-8671.21
      
Equity Share Capital18902.4118902.4118902.4116436.9912585.40
      
ANALYTICAL RATIOS     
(%) of Share by Govt.96.3896.3896.3895.8494.56
EPS Before Extra Ordinary *     
Basic EPS (Rs.)0.980.510.630.13-9.06
Diluted EPS (Rs.)0.980.510.630.13-9.06
EPS After Extra Ordinary *     
Basic EPS (Rs.) 0.980.510.630.13-9.06
Diluted EPS (Rs.) 0.980.510.630.13-9.06
      
NPA Ratios:     
Gross NPA8440.8314333.2115426.5516753.4823733.86
Net NPA1302.584000.353586.833904.927087.09
(%) of Gross NPA3.908.1910.4012.1917.12
(%) of Net NPA0.622.432.633.135.81
Return on Assets %0.760.630.540.21-3.94
      
OPBPC Margin (%)27.5628.5733.1432.3118.02
PBT Margin (%)12.7310.299.413.84-65.42
PAT Margin (%)10.6010.199.243.73-66.88
ParticularsDec 23
Interest Earned 
Int. /Disc. on Adv/Bills12815.67
Income on Investment4406.32
Int. on balances With RBI198.85
Others0.00
Total Interest Earned17420.84
Other Income3178.88
Total Income20599.72
  
EXPENDITURE 
Interest Expended10354.52
Employee Cost3622.88
Other Expenses1819.66
Total Expenses15797.06
Operating Profit Before Provisions And Contingencies4802.66
Provisions And Contingencies2583.57
P/L Before Tax2219.09
Tax371.57
P/L After Tax from Ordinary Activities1847.52
Net Profit/Loss For the Period1847.52
Equity Share Capital18902.41
ANALYTICAL RATIOS 
(%) of Share by Govt.96.38
EPS Before Extra Ordinary * 
Basic EPS (Rs.)0.98
Diluted EPS (Rs.)0.98
EPS After Extra Ordinary * 
Basic EPS (Rs.) 0.98
Diluted EPS (Rs.) 0.98
NPA Ratios: 
Gross NPA8440.83
Net NPA1302.58
(%) of Gross NPA3.90
(%) of Net NPA0.62
Return on Assets %0.76
OPBPC Margin (%)27.56
PBT Margin (%)12.73
PAT Margin (%)10.60