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NINE MONTHS RESULTS

PNB Housing Finance Ltd.
( in Crs.)

ParticularsDec 23Dec 22Dec 21Dec 20Dec 19
Net Sales/Income from operations5213.024863.744726.935751.806558.41
Total Income From Operations5213.024863.744726.935751.806558.41
Employees Cost194.59151.35136.29132.03166.59
Depreciation36.8538.6639.2244.4951.17
Provisions And Contingencies164.38546.36430.83511.30495.68
Other Expenses224.34216.21150.66118.52175.73
Total Expenses620.16952.58757.00806.34889.17
      
P/L Before Other Inc. , Int., Excpt. Items & Tax4592.863911.163969.934945.465669.24
Other Income5.220.844.4316.562.20
P/L Before Interest, Excpt. Items & Tax4598.083912.003974.364962.025671.44
Interest3192.432891.253134.673949.824495.26
P/L Before Exceptional Items & Tax1405.651020.75839.691012.201176.18
P/L Before Tax1405.651020.75839.691012.201176.18
Tax322.03247.39187.73216.96230.75
P/L After Tax from Ordinary Activities1083.62773.36651.96795.24945.43
Net Profit/Loss For the Period1083.62773.36651.96795.24945.43
      
Equity Share Capital259.68168.79168.59168.19168.19
EPS Before Extra Ordinary *     
Basic EPS (Rs.)42.0145.8638.7047.2856.27
Diluted EPS (Rs.)41.9145.8338.5947.2856.14
EPS After Extra Ordinary *     
Basic EPS (Rs.) 42.0145.8638.6747.2856.27
Diluted EPS (Rs.) 41.9145.8338.5947.2856.14
      
PBITOE Margin (%)88.1080.4183.9885.9886.44
PBTE Margin (%)26.9620.9817.7617.5917.93
PBT Margin (%)26.9620.9817.7617.5917.93
PAT Margin (%)20.7815.9013.7913.8214.41
ParticularsDec 23
Net Sales/Income from operations5213.02
Total Income From Operations5213.02
Employees Cost194.59
Depreciation36.85
Provisions And Contingencies164.38
Other Expenses224.34
Total Expenses620.16
  
P/L Before Other Inc. , Int., Excpt. Items & Tax4592.86
Other Income5.22
P/L Before Interest, Excpt. Items & Tax4598.08
Interest3192.43
P/L Before Exceptional Items & Tax1405.65
P/L Before Tax1405.65
Tax322.03
P/L After Tax from Ordinary Activities1083.62
Net Profit/Loss For the Period1083.62
Equity Share Capital259.68
EPS Before Extra Ordinary * 
Basic EPS (Rs.)42.01
Diluted EPS (Rs.)41.91
EPS After Extra Ordinary * 
Basic EPS (Rs.) 42.01
Diluted EPS (Rs.) 41.91
PBITOE Margin (%)88.10
PBTE Margin (%)26.96
PBT Margin (%)26.96
PAT Margin (%)20.78