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NINE MONTHS RESULTS

IDBI Bank Ltd.
( in Crs.)

ParticularsDec 24Dec 23Dec 22Dec 21Dec 20
Interest Earned     
Int. /Disc. on Adv/Bills14506.0513208.729494.708850.608919.29
Income on Investment6179.655669.654338.983460.323963.93
Int. on balances With RBI282.49258.30381.17559.44465.13
Others955.20298.99628.76825.27802.27
Total Interest Earned21923.3919435.6614843.6113695.6314150.62
Other Income2867.342714.743084.323862.043443.72
Total Income24790.7322150.4017927.9317557.6717594.34
      
EXPENDITURE     
Interest Expended10586.868937.116692.646953.608872.53
Employee Cost3086.442948.582312.132244.962357.73
Other Expenses3233.632847.772612.302377.162152.59
Total Expenses16906.9314733.4611617.0711575.7213382.85
      
Operating Profit Before Provisions And Contingencies7883.807416.946310.865981.954211.49
Provisions And Contingencies277.331282.822514.233217.312265.51
P/L Before Tax7606.476134.123796.632764.641945.98
Tax2142.472128.491284.911015.971098.72
P/L After Tax from Ordinary Activities5464.004005.632511.721748.67847.26
Net Profit/Loss For the Period5464.004005.632511.721748.67847.26
      
Equity Share Capital10752.4010752.4010752.4010752.4010752.40
Reserves Excluding Revaluation Reserves0.0026365.1022441.8219777.2217140.41
      
ANALYTICAL RATIOS     
(%) of Share by Govt.45.4845.4845.4845.4845.48
EPS Before Extra Ordinary *     
Basic EPS (Rs.)5.083.732.341.630.81
Diluted EPS (Rs.)5.083.732.341.630.81
EPS After Extra Ordinary *     
Basic EPS (Rs.) 5.083.732.341.630.81
Diluted EPS (Rs.) 5.083.732.341.630.81
      
NPA Ratios:     
Gross NPA7634.758589.4023535.0634405.3737559.39
Net NPA365.46593.341581.422289.272410.90
(%) of Gross NPA3.574.6913.8220.5623.52
(%) of Net NPA0.180.341.071.701.94
Return on Assets %1.931.601.120.810.38
      
OPBPC Margin (%)35.9638.1642.5143.6729.76
PBT Margin (%)34.6931.5625.5720.1813.75
PAT Margin (%)24.9220.6016.9212.765.98
ParticularsDec 24
Interest Earned 
Int. /Disc. on Adv/Bills14506.05
Income on Investment6179.65
Int. on balances With RBI282.49
Others955.20
Total Interest Earned21923.39
Other Income2867.34
Total Income24790.73
  
EXPENDITURE 
Interest Expended10586.86
Employee Cost3086.44
Other Expenses3233.63
Total Expenses16906.93
Operating Profit Before Provisions And Contingencies7883.80
Provisions And Contingencies277.33
P/L Before Tax7606.47
Tax2142.47
P/L After Tax from Ordinary Activities5464.00
Net Profit/Loss For the Period5464.00
Equity Share Capital10752.40
Reserves Excluding Revaluation Reserves0.00
ANALYTICAL RATIOS 
(%) of Share by Govt.45.48
EPS Before Extra Ordinary * 
Basic EPS (Rs.)5.08
Diluted EPS (Rs.)5.08
EPS After Extra Ordinary * 
Basic EPS (Rs.) 5.08
Diluted EPS (Rs.) 5.08
NPA Ratios: 
Gross NPA7634.75
Net NPA365.46
(%) of Gross NPA3.57
(%) of Net NPA0.18
Return on Assets %1.93
OPBPC Margin (%)35.96
PBT Margin (%)34.69
PAT Margin (%)24.92