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ANNUAL RESULTS

You can view the annual results for the last 5 years.
Punjab & Sind Bank
( in Crs.)

ParticularsMar 23Mar 22Mar 21Mar 20Mar 19
Interest Earned     
Int. /Disc. on Adv/Bills5502.444778.414865.455773.836029.72
Income on Investment2359.342094.661873.671990.492297.75
Int. on balances With RBI30.71118.43114.0637.4860.26
Others100.24104.31120.73127.73170.94
Total Interest Earned7992.737095.816973.917929.538558.67
Other Income939.96959.38902.81897.39828.28
Total Income8932.698055.197876.728826.929386.95
      
EXPENDITURE     
Interest Expended5019.354444.504712.005871.986278.97
Employee Cost1544.421453.381688.071211.091175.81
Other Expenses918.98827.22705.43646.94535.31
Total Expenses7482.756725.107105.507730.017990.09
      
Operating Profit Before Provisions And Contingencies1449.941330.09771.221096.911396.86
Provisions And Contingencies-169.90143.404175.452619.282255.63
P/L Before Tax1619.841186.69-3404.23-1522.37-858.77
Tax306.81147.64-671.33-531.57-315.29
P/L After Tax from Ordinary Activities1313.031039.05-2732.90-990.80-543.48
Net Profit/Loss For the Period1313.031039.05-2732.90-990.80-543.48
      
Equity Share Capital6777.796777.794052.67701.05564.91
Reserves Excluding Revaluation Reserves8330.727232.804310.354895.345136.49
Equity Dividend Rate (%)4.803.100.000.000.00
      
ANALYTICAL RATIOS     
(%) of Share by Govt.98.2598.2597.0783.0685.56
EPS Before Extra Ordinary *     
Basic EPS (Rs.)1.942.56-35.71-15.76-9.62
Diluted EPS (Rs.)1.942.56-35.71-15.76-9.62
EPS After Extra Ordinary *     
Basic EPS (Rs.) 1.942.56-35.71-15.76-9.62
Diluted EPS (Rs.) 1.942.56-35.71-15.76-9.62
      
NPA Ratios:     
Gross NPA5648.218564.829334.008874.578605.87
Net NPA1411.501742.272461.954684.154994.23
(%) of Gross NPA6.9712.1713.7614.1811.83
(%) of Net NPA1.842.744.048.037.22
Return on Assets %0.960.85-2.55-0.91-0.47
      
OPBPC Margin (%)18.1418.7411.0513.8316.32
PBT Margin (%)20.2616.72-48.81-19.19-10.03
PAT Margin (%)16.4214.64-39.18-12.49-6.35
ParticularsMar 23
Interest Earned 
Int. /Disc. on Adv/Bills5502.44
Income on Investment2359.34
Int. on balances With RBI30.71
Others100.24
Total Interest Earned7992.73
Other Income939.96
Total Income8932.69
  
EXPENDITURE 
Interest Expended5019.35
Employee Cost1544.42
Other Expenses918.98
Total Expenses7482.75
Operating Profit Before Provisions And Contingencies1449.94
Provisions And Contingencies-169.90
P/L Before Tax1619.84
Tax306.81
P/L After Tax from Ordinary Activities1313.03
Net Profit/Loss For the Period1313.03
Equity Share Capital6777.79
Reserves Excluding Revaluation Reserves8330.72
Equity Dividend Rate (%)4.80
ANALYTICAL RATIOS 
(%) of Share by Govt.98.25
EPS Before Extra Ordinary * 
Basic EPS (Rs.)1.94
Diluted EPS (Rs.)1.94
EPS After Extra Ordinary * 
Basic EPS (Rs.) 1.94
Diluted EPS (Rs.) 1.94
NPA Ratios: 
Gross NPA5648.21
Net NPA1411.50
(%) of Gross NPA6.97
(%) of Net NPA1.84
Return on Assets %0.96
OPBPC Margin (%)18.14
PBT Margin (%)20.26
PAT Margin (%)16.42