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NINE MONTHS RESULTS

CreditAccess Grameen Ltd.
( in Crs.)

ParticularsDec 23Dec 22Dec 21Dec 20Dec 19
Net Sales/Income from operations3709.172051.031595.731420.451219.79
Total Income From Operations3709.172051.031595.731420.451219.79
Employees Cost474.79309.80261.99223.36191.48
Depreciation37.4022.5618.8916.8914.57
Provisions And Contingencies298.45203.57321.15446.670.00
Other Expenses242.82160.99114.8683.66191.19
Total Expenses1053.46696.92716.89770.58397.24
      
P/L Before Other Inc. , Int., Excpt. Items & Tax2655.711354.11878.84649.87822.55
Other Income4.371.872.391.793.54
P/L Before Interest, Excpt. Items & Tax2660.081355.98881.23651.66826.09
Interest1250.29705.61571.59556.72405.02
P/L Before Exceptional Items & Tax1409.79650.37309.6494.94421.07
P/L Before Tax1409.79650.37309.6494.94421.07
Tax360.87161.6778.8724.81116.35
P/L After Tax from Ordinary Activities1048.92488.70230.7770.13304.72
Net Profit/Loss For the Period1048.92488.70230.7770.13304.72
      
Equity Share Capital159.18156.17155.79144.11143.88
EPS Before Extra Ordinary *     
Basic EPS (Rs.)65.9531.3214.824.7521.20
Diluted EPS (Rs.)65.5731.1814.764.7221.00
EPS After Extra Ordinary *     
Basic EPS (Rs.) 65.9531.3214.824.7521.20
Diluted EPS (Rs.) 65.5731.1814.764.7221.00
      
PBITOE Margin (%)71.5966.0255.0745.7567.43
PBTE Margin (%)38.0031.7019.406.6834.51
PBT Margin (%)38.0031.7019.406.6834.51
PAT Margin (%)28.2723.8214.464.9324.98
ParticularsDec 23
Net Sales/Income from operations3709.17
Total Income From Operations3709.17
Employees Cost474.79
Depreciation37.40
Provisions And Contingencies298.45
Other Expenses242.82
Total Expenses1053.46
  
P/L Before Other Inc. , Int., Excpt. Items & Tax2655.71
Other Income4.37
P/L Before Interest, Excpt. Items & Tax2660.08
Interest1250.29
P/L Before Exceptional Items & Tax1409.79
P/L Before Tax1409.79
Tax360.87
P/L After Tax from Ordinary Activities1048.92
Net Profit/Loss For the Period1048.92
Equity Share Capital159.18
EPS Before Extra Ordinary * 
Basic EPS (Rs.)65.95
Diluted EPS (Rs.)65.57
EPS After Extra Ordinary * 
Basic EPS (Rs.) 65.95
Diluted EPS (Rs.) 65.57
PBITOE Margin (%)71.59
PBTE Margin (%)38.00
PBT Margin (%)38.00
PAT Margin (%)28.27