Markets

Market Nav

NINE MONTHS RESULTS

Union Bank of India

Mar 19 BSE 172.05 ( -5.80 -3.26%)

Volume239373

Prev. Close
177.85

Open Price
173.30

Today's Low / High

170.95 175.35

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

111.80 205.45

Mar 19 NSE 172.16( -5.75 -3.23%)

Volume9712536

Prev. Close
177.91

Open Price
173.45

Today's Low / High

170.84 175.53

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.) 0.00 (0)

52 Wk Low / High

112.52 205.49

Standalone

(₹ in Crs.)

Particulars	Dec 25	Dec 24	Dec 23	Dec 22	Dec 21
Interest Earned
Int. /Disc. on Adv/Bills	59604.88	58718.73	52519.68	41101.33	33781.41
Income on Investment	16879.27	17394.12	16859.16	15901.40	14946.53
Int. on balances With RBI	2696.95	3623.86	3655.97	1366.82	1533.65
Others	372.12	294.04	393.05	369.25	508.00
Total Interest Earned	79553.22	80030.75	73427.86	58738.80	50769.59
Other Income	14022.65	14253.83	11372.77	9363.92	9281.74
Total Income	93575.87	94284.58	84800.63	68102.72	60051.33

EXPENDITURE
Interest Expended	52300.37	52331.13	46294.09	34224.01	29752.48
Employee Cost	11865.65	10598.51	9548.06	8247.48	7903.03
Other Expenses	8745.64	7965.05	7280.78	6987.43	6042.75
Total Expenses	72911.66	70894.69	63122.93	49458.92	43698.26

Operating Profit Before Provisions And Contingencies	20664.21	23389.89	21677.70	18643.80	16353.07
Provisions And Contingencies	3383.47	6067.06	5520.69	10393.86	9675.68
P/L Before Tax	17280.74	17322.83	16157.01	8249.94	6677.39
Tax	3899.36	4320.61	5819.25	2598.98	2884.89
P/L After Tax from Ordinary Activities	13381.38	13002.22	10337.76	5650.96	3792.50
Net Profit/Loss For the Period	13381.38	13002.22	10337.76	5650.96	3792.50

Equity Share Capital	7633.61	7633.61	7412.45	6834.75	6834.75

ANALYTICAL RATIOS
(%) of Share by Govt.	74.76	74.76	76.99	83.49	83.49
EPS Before Extra Ordinary *
Basic EPS (Rs.)	17.53	17.03	14.56	8.27	5.62
Diluted EPS (Rs.)	17.53	17.03	14.56	8.27	5.62
EPS After Extra Ordinary *
Basic EPS (Rs.)	17.53	17.03	14.56	8.27	5.62
Diluted EPS (Rs.)	17.53	17.03	14.56	8.27	5.62

NPA Ratios:
Gross NPA	31120.88	36554.25	43261.88	63770.16	77786.12
Net NPA	5102.15	7568.36	9351.23	16195.11	25257.32
(%) of Gross NPA	3.06	3.85	4.83	7.93	11.62
(%) of Net NPA	0.51	0.82	1.08	2.14	4.09
Return on Assets %	1.20	1.24	1.05	0.62	0.46

OPBPC Margin (%)	25.97	29.22	29.52	31.74	32.21
PBT Margin (%)	21.72	21.64	22.00	14.04	13.15
PAT Margin (%)	16.82	16.24	14.07	9.62	7.47

Particulars	Dec 25
Interest Earned
Int. /Disc. on Adv/Bills	59604.88
Income on Investment	16879.27
Int. on balances With RBI	2696.95
Others	372.12
Total Interest Earned	79553.22
Other Income	14022.65
Total Income	93575.87

EXPENDITURE
Interest Expended	52300.37
Employee Cost	11865.65
Other Expenses	8745.64
Total Expenses	72911.66
Operating Profit Before Provisions And Contingencies	20664.21
Provisions And Contingencies	3383.47
P/L Before Tax	17280.74
Tax	3899.36
P/L After Tax from Ordinary Activities	13381.38
Net Profit/Loss For the Period	13381.38
Equity Share Capital	7633.61
ANALYTICAL RATIOS
(%) of Share by Govt.	74.76
EPS Before Extra Ordinary *
Basic EPS (Rs.)	17.53
Diluted EPS (Rs.)	17.53
EPS After Extra Ordinary *
Basic EPS (Rs.)	17.53
Diluted EPS (Rs.)	17.53
NPA Ratios:
Gross NPA	31120.88
Net NPA	5102.15
(%) of Gross NPA	3.06
(%) of Net NPA	0.51
Return on Assets %	1.20
OPBPC Margin (%)	25.97
PBT Margin (%)	21.72
PAT Margin (%)	16.82