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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Punjab National Bank
ParticularsMar 23Mar 22Mar 21Mar 20Mar 19
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
Face Value2.002.002.002.002.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)3.043.532.640.80-29.68
Diluted EPS (Rs.)3.043.532.640.80-29.68
Cash EPS (Rs.)3.614.152.991.45-20.51
Book Value[Excl.RevalReserv]/Share (Rs.)85.7682.2281.4487.7492.31
Book Value[Incl.RevalReserv]/Share (Rs.)93.4388.6288.3294.81100.10
Operating Revenue / Share (Rs.)78.8769.2478.1381.51113.26
Net Profit / Share (Rs.)2.793.342.050.53-21.78
Net Profit After MI / Share (Rs.)3.043.512.440.65-20.79
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)3.534.822.620.66-19.22
Net Profit After MI And SOA Nargin (%)3.855.063.120.79-18.35
Operating Profit Margin (%)-10.55-11.04-13.40-16.43-33.35
Return On Assets (%)0.220.280.200.05-1.21
Return On Equity / Networth (%)3.544.263.000.74-22.51
Net Interest Margin (X)2.342.192.422.102.21
Cost To Income (%)44.6042.8344.2541.9058.61
Interest Income / Total Assets (%)5.815.696.396.446.59
Non-Interest Income / Total Assets (%)0.810.901.021.100.93
Operating Profit / Total Assets (%)-0.61-0.62-0.85-1.05-2.20
Operating Expenses / Total Assets (%)1.621.521.601.421.47
Interest Expenses / Total Assets (%)3.463.493.964.344.38
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)1333714.551195171.851160148.44755958.96740286.47
EV Per Net Sales (X)15.3615.6814.1713.7714.20
Price To Book Value (X)0.540.420.450.361.03
Price To Sales (X)0.590.500.460.390.84
Retention Ratios (%)78.6281.7492.9592.68100.31
Earnings Yield (X)0.060.100.060.02-0.21
ParticularsMar 23
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
Face Value2.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)3.04
Diluted EPS (Rs.)3.04
Cash EPS (Rs.)3.61
Book Value[Excl.RevalReserv]/Share (Rs.)85.76
Book Value[Incl.RevalReserv]/Share (Rs.)93.43
Operating Revenue / Share (Rs.)78.87
Net Profit / Share (Rs.)2.79
Net Profit After MI / Share (Rs.)3.04
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)3.53
Net Profit After MI And SOA Nargin (%)3.85
Operating Profit Margin (%)-10.55
Return On Assets (%)0.22
Return On Equity / Networth (%)3.54
Net Interest Margin (X)2.34
Cost To Income (%)44.60
Interest Income / Total Assets (%)5.81
Non-Interest Income / Total Assets (%)0.81
Operating Profit / Total Assets (%)-0.61
Operating Expenses / Total Assets (%)1.62
Interest Expenses / Total Assets (%)3.46
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)1333714.55
EV Per Net Sales (X)15.36
Price To Book Value (X)0.54
Price To Sales (X)0.59
Retention Ratios (%)78.62
Earnings Yield (X)0.06