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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Suryoday Small Finance Bank Ltd.
ParticularsMar 25Mar 24Mar 23Mar 22Mar 21
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)PRARARARAR
Face Value10.0010.0010.0010.0010.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)10.8220.347.32-8.761.32
Diluted EPS (Rs.)10.7520.157.32-8.761.31
Cash EPS (Rs.)10.8225.1711.40-6.942.53
Book Value[Excl.RevalReserv]/Share (Rs.)181.32169.96149.28141.78150.47
Book Value[Incl.RevalReserv]/Share (Rs.)181.32169.96149.28141.78150.47
Operating Revenue / Share (Rs.)183.83149.59111.5088.7273.13
Net Profit / Share (Rs.)10.8220.337.32-8.761.12
      
PER EMPLOYEE RATIOS     
      
Interest Income / Employee (Rs.)0.002135350.541964617.591803218.461512666.93
Net Profit / Employee (Rs.)0.00290267.20128947.55-178119.8523105.44
Business / Employee (Rs.)0.0021310803.0918558956.0216466945.4314107281.43
      
PER BRANCH RATIOS     
      
Interest Income / Branch (Rs.)0.0022859004.3220514421.1416669398.2317402452.91
Net Profit / Branches (Rs.)0.003107320.861346462.74-1646584.07265816.14
Business / Branches (Rs.)0.00228132913.67193791525.13152224523.89162296997.76
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)5.8813.596.56-9.871.52
Operating Profit Margin (%)8.6818.279.20-13.722.32
Return On Assets (%)0.731.740.78-1.130.17
Return On Equity / Networth (%)5.9611.964.90-6.180.74
Net Interest Margin (X)7.087.777.577.146.11
Cost To Income (%)55.6661.5860.0160.9264.44
Interest Income / Total Assets (%)12.5112.8312.0011.5111.56
Non-Interest Income / Total Assets (%)1.391.770.981.141.48
Operating Profit / Total Assets (%)-0.65-0.02-0.20-2.28-1.30
Operating Expenses / Total Assets (%)5.985.875.135.054.89
Interest Expenses / Total Assets (%)5.425.064.434.365.44
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)12890.2811116.308157.057172.707725.35
EV Per Net Sales (X)6.607.006.897.629.95
Price To Book Value (X)0.550.940.630.611.82
Price To Sales (X)0.541.080.850.983.74
Retention Ratios (%)100.00100.00100.00100.00100.00
Earnings Yield (X)0.100.120.07-0.090.00
ParticularsMar 25
Months12
Source Of Info (AR = Annual Report, PR = Press Release)PR
Face Value10.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)10.82
Diluted EPS (Rs.)10.75
Cash EPS (Rs.)10.82
Book Value[Excl.RevalReserv]/Share (Rs.)181.32
Book Value[Incl.RevalReserv]/Share (Rs.)181.32
Operating Revenue / Share (Rs.)183.83
Net Profit / Share (Rs.)10.82
PER EMPLOYEE RATIOS 
Interest Income / Employee (Rs.)0.00
Net Profit / Employee (Rs.)0.00
Business / Employee (Rs.)0.00
PER BRANCH RATIOS 
Interest Income / Branch (Rs.)0.00
Net Profit / Branches (Rs.)0.00
Business / Branches (Rs.)0.00
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)5.88
Operating Profit Margin (%)8.68
Return On Assets (%)0.73
Return On Equity / Networth (%)5.96
Net Interest Margin (X)7.08
Cost To Income (%)55.66
Interest Income / Total Assets (%)12.51
Non-Interest Income / Total Assets (%)1.39
Operating Profit / Total Assets (%)-0.65
Operating Expenses / Total Assets (%)5.98
Interest Expenses / Total Assets (%)5.42
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)12890.28
EV Per Net Sales (X)6.60
Price To Book Value (X)0.55
Price To Sales (X)0.54
Retention Ratios (%)100.00
Earnings Yield (X)0.10