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ANNUAL RESULTS

You can view the annual results for the last 5 years.
Jammu & Kashmir Bank Ltd.
( in Crs.)

ParticularsMar 24Mar 23Mar 22Mar 21Mar 20
Interest Earned     
Int. /Disc. on Adv/Bills8608.676997.556014.886063.026572.50
Income on Investment2265.432070.921676.861730.791607.61
Int. on balances With RBI36.7294.17168.69317.22266.03
Others302.38192.59152.550.060.15
Total Interest Earned11213.209355.238012.988111.098446.29
Other Income837.67765.24753.48728.41550.37
Total Income12050.8710120.478766.468839.508996.66
      
EXPENDITURE     
Interest Expended6007.934609.444101.344339.884739.24
Employee Cost2578.982708.562405.082062.431890.64
Other Expenses1183.58942.30923.57821.73843.93
Total Expenses9770.498260.307429.997224.047473.81
      
Operating Profit Before Provisions And Contingencies2280.381860.171336.471615.461522.85
Provisions And Contingencies-107.6974.13319.751077.162625.10
Exceptional Items0.000.00-270.000.000.00
P/L Before Tax2388.071786.04746.72538.30-1102.25
Tax618.17587.45242.28103.5039.36
P/L After Tax from Ordinary Activities1769.901198.59504.44434.80-1141.61
Net Profit/Loss For the Period1769.901198.59504.44434.80-1141.61
Share Of P/L Of Associates1.32-18.07-9.59-6.35-41.77
Net P/L After Minority Interest & Share Of Associates1771.221180.52494.85428.45-1183.38
      
Equity Share Capital110.13103.1693.3071.3671.36
Reserves Excluding Revaluation Reserves10813.638511.906940.475758.295278.49
      
ANALYTICAL RATIOS     
(%) of Share by Govt.59.4063.4170.1268.1868.18
EPS Before Extra Ordinary *     
Basic EPS (Rs.)16.8412.255.966.01-16.59
Diluted EPS (Rs.)16.8412.255.966.01-16.59
EPS After Extra Ordinary *     
Basic EPS (Rs.) 16.8412.255.966.01-16.59
Diluted EPS (Rs.) 16.8412.255.966.01-16.59
      
NPA Ratios:     
Gross NPA0.000.000.006954.757671.63
Net NPA0.000.000.001969.332243.82
(%) of Gross NPA0.000.000.009.6710.97
(%) of Net NPA0.000.000.002.953.48
Return on Assets %0.000.000.000.38-1.10
      
OPBPC Margin (%)20.3319.8816.6719.9118.02
PBT Margin (%)21.2919.099.316.63-13.05
PAT Margin (%)15.7812.816.295.36-13.51
PAT After MI And SoA Margin (%)15.7912.616.175.28-14.01
ParticularsMar 24
Interest Earned 
Int. /Disc. on Adv/Bills8608.67
Income on Investment2265.43
Int. on balances With RBI36.72
Others302.38
Total Interest Earned11213.20
Other Income837.67
Total Income12050.87
  
EXPENDITURE 
Interest Expended6007.93
Employee Cost2578.98
Other Expenses1183.58
Total Expenses9770.49
Operating Profit Before Provisions And Contingencies2280.38
Provisions And Contingencies-107.69
Exceptional Items0.00
P/L Before Tax2388.07
Tax618.17
P/L After Tax from Ordinary Activities1769.90
Net Profit/Loss For the Period1769.90
Share Of P/L Of Associates1.32
Net P/L After Minority Interest & Share Of Associates1771.22
Equity Share Capital110.13
Reserves Excluding Revaluation Reserves10813.63
ANALYTICAL RATIOS 
(%) of Share by Govt.59.40
EPS Before Extra Ordinary * 
Basic EPS (Rs.)16.84
Diluted EPS (Rs.)16.84
EPS After Extra Ordinary * 
Basic EPS (Rs.) 16.84
Diluted EPS (Rs.) 16.84
NPA Ratios: 
Gross NPA0.00
Net NPA0.00
(%) of Gross NPA0.00
(%) of Net NPA0.00
Return on Assets %0.00
OPBPC Margin (%)20.33
PBT Margin (%)21.29
PAT Margin (%)15.78
PAT After MI And SoA Margin (%)15.79