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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Jammu & Kashmir Bank Ltd.
ParticularsMar 25Mar 24Mar 23Mar 22Mar 21
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)PRARARARAR
Face Value1.001.001.001.001.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)18.9116.8412.255.966.01
Diluted EPS (Rs.)18.9116.8412.255.966.01
Cash EPS (Rs.)18.9418.0513.156.957.89
Book Value[Excl.RevalReserv]/Share (Rs.)129.0199.1983.5175.3981.69
Book Value[Incl.RevalReserv]/Share (Rs.)129.01110.7195.9385.5795.32
Operating Revenue / Share (Rs.)113.88101.8290.6885.88113.67
Net Profit / Share (Rs.)18.9416.0711.625.416.00
Net Profit After MI / Share (Rs.)18.9016.0811.445.306.00
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)16.6315.7812.816.295.28
Net Profit After MI And SOA Nargin (%)16.5915.7912.616.175.28
Operating Profit Margin (%)30.0329.2821.7410.729.53
Return On Assets (%)1.221.140.800.370.35
Return On Equity / Networth (%)14.6516.2113.707.037.34
Net Interest Margin (X)3.423.363.252.993.13
Cost To Income (%)35.5062.2666.2476.5364.18
Interest Income / Total Assets (%)7.407.256.416.136.74
Non-Interest Income / Total Assets (%)0.670.540.520.600.60
Operating Profit / Total Assets (%)0.550.600.29-0.21-0.24
Operating Expenses / Total Assets (%)2.362.432.502.752.39
Interest Expenses / Total Assets (%)3.973.883.153.143.60
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)153712.18145155.93122196.89118692.07108211.10
EV Per Net Sales (X)12.2612.9513.0614.8113.34
Price To Book Value (X)0.711.350.580.420.31
Price To Sales (X)0.811.320.540.370.22
Retention Ratios (%)100.0086.6395.63100.00100.00
Earnings Yield (X)0.200.120.230.160.23
ParticularsMar 25
Months12
Source Of Info (AR = Annual Report, PR = Press Release)PR
Face Value1.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)18.91
Diluted EPS (Rs.)18.91
Cash EPS (Rs.)18.94
Book Value[Excl.RevalReserv]/Share (Rs.)129.01
Book Value[Incl.RevalReserv]/Share (Rs.)129.01
Operating Revenue / Share (Rs.)113.88
Net Profit / Share (Rs.)18.94
Net Profit After MI / Share (Rs.)18.90
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)16.63
Net Profit After MI And SOA Nargin (%)16.59
Operating Profit Margin (%)30.03
Return On Assets (%)1.22
Return On Equity / Networth (%)14.65
Net Interest Margin (X)3.42
Cost To Income (%)35.50
Interest Income / Total Assets (%)7.40
Non-Interest Income / Total Assets (%)0.67
Operating Profit / Total Assets (%)0.55
Operating Expenses / Total Assets (%)2.36
Interest Expenses / Total Assets (%)3.97
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)153712.18
EV Per Net Sales (X)12.26
Price To Book Value (X)0.71
Price To Sales (X)0.81
Retention Ratios (%)100.00
Earnings Yield (X)0.20