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NINE MONTHS RESULTS

PNB Housing Finance Ltd.
( in Crs.)

ParticularsDec 24Dec 23Dec 22Dec 21Dec 20
Net Sales/Income from operations5602.825213.024863.744726.935751.80
Total Income From Operations5602.825213.024863.744726.935751.80
Employees Cost245.62194.59151.35136.29132.03
Depreciation41.4736.8538.6639.2244.49
Provisions And Contingencies-93.70164.38546.36430.83511.30
Other Expenses279.87224.34216.21150.66118.52
Total Expenses473.26620.16952.58757.00806.34
      
P/L Before Other Inc. , Int., Excpt. Items & Tax5129.564592.863911.163969.934945.46
Other Income13.145.220.844.4316.56
P/L Before Interest, Excpt. Items & Tax5142.704598.083912.003974.364962.02
Interest3374.273192.432891.253134.673949.82
P/L Before Exceptional Items & Tax1768.431405.651020.75839.691012.20
P/L Before Tax1768.431405.651020.75839.691012.20
Tax386.59322.03247.39187.73216.96
P/L After Tax from Ordinary Activities1381.841083.62773.36651.96795.24
Net Profit/Loss For the Period1381.841083.62773.36651.96795.24
      
Equity Share Capital259.86259.68168.79168.59168.19
EPS Before Extra Ordinary *     
Basic EPS (Rs.)53.1942.0145.8638.7047.28
Diluted EPS (Rs.)52.9941.9145.8338.5947.28
EPS After Extra Ordinary *     
Basic EPS (Rs.) 53.1942.0145.8638.6747.28
Diluted EPS (Rs.) 52.9941.9145.8338.5947.28
      
PBITOE Margin (%)91.5588.1080.4183.9885.98
PBTE Margin (%)31.5626.9620.9817.7617.59
PBT Margin (%)31.5626.9620.9817.7617.59
PAT Margin (%)24.6620.7815.9013.7913.82
ParticularsDec 24
Net Sales/Income from operations5602.82
Total Income From Operations5602.82
Employees Cost245.62
Depreciation41.47
Provisions And Contingencies-93.70
Other Expenses279.87
Total Expenses473.26
  
P/L Before Other Inc. , Int., Excpt. Items & Tax5129.56
Other Income13.14
P/L Before Interest, Excpt. Items & Tax5142.70
Interest3374.27
P/L Before Exceptional Items & Tax1768.43
P/L Before Tax1768.43
Tax386.59
P/L After Tax from Ordinary Activities1381.84
Net Profit/Loss For the Period1381.84
Equity Share Capital259.86
EPS Before Extra Ordinary * 
Basic EPS (Rs.)53.19
Diluted EPS (Rs.)52.99
EPS After Extra Ordinary * 
Basic EPS (Rs.) 53.19
Diluted EPS (Rs.) 52.99
PBITOE Margin (%)91.55
PBTE Margin (%)31.56
PBT Margin (%)31.56
PAT Margin (%)24.66