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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Mangal Credit And Fincorp Ltd.
ParticularsMar 19Mar 18Mar 17Mar 16Mar 15
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
FaceValue10.0010.001.0010.0010.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)3.714.680.251.5313.91
Diluted EPS (Rs.)3.714.680.191.4613.91
Cash EPS (Rs.)7.317.800.855.7159.29
Book Value[Excl.RevalReserv]/Share (Rs.)52.7151.654.9248.01335.57
Book Value[Incl.RevalReserv]/Share (Rs.)52.7151.654.9248.01335.57
Revenue From Operations / Share (Rs.)51.3657.064.9290.681656.65
PBDIT / Share (Rs.)13.5713.251.4414.93201.70
PBIT / Share (Rs.)10.1710.320.8710.42161.46
PBT / Share (Rs.)5.426.240.452.1228.42
Net Profit / Share (Rs.)3.914.870.281.2119.05
NP After MI And SOA / Share (Rs.)3.714.350.240.8913.90
      
PROFITABILITY RATIOS     
      
PBDIT Margin (%)26.4223.2129.2916.4512.17
PBIT Margin (%)19.7918.0917.7311.499.74
PBT Margin (%)10.5610.939.312.331.71
Net Profit Margin (%)7.608.545.861.331.15
NP After MI And SOA Margin (%)7.227.625.070.980.83
Return on Networth / Equity (%)7.689.205.582.095.79
Return on Capital Employeed (%)14.3914.0612.6316.7639.66
Return On Assets (%)3.493.661.810.710.73
Long Term Debt / Equity (X)0.350.430.420.310.27
Total Debt / Equity (X)0.750.710.970.984.81
Asset Turnover Ratio (%)0.050.060.050.030.05
      
LIQUIDITY RATIOS     
      
Current Ratio (X)2.001.861.551.641.11
Quick Ratio (X)2.001.661.281.480.66
Dividend Payout Ratio (NP) (%)20.4411.4910.020.003.59
Dividend Payout Ratio (CP) (%)10.666.873.050.000.92
Earning Retention Ratio (%)79.5688.5189.980.0096.41
Cash Earning Retention Ratio (%)89.3493.1396.950.0099.08
      
COVERAGE RATIOS     
      
Interest Coverage Ratio (%)2.863.243.481.801.52
Interest Coverage Ratio (Post Tax) (%)1.822.191.701.151.14
      
VALUATION RATIOS     
      
Enterprise Value (Cr.)137.7049.70841.85113.72177.50
EV / Net Operating Revenue (X)1.390.4510.630.790.76
EV / EBITDA (X)5.251.9436.284.826.25
MarketCap / Net Operating Revenue (X)1.030.0610.020.510.10
Retention Ratios (%)79.5588.5089.970.0096.40
Price / BV (X)1.100.0711.031.110.75
Price / Net Operating Revenue (X)1.030.0610.020.510.10
EarningsYield0.071.160.010.010.07
ParticularsMar 19
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
FaceValue10.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)3.71
Diluted EPS (Rs.)3.71
Cash EPS (Rs.)7.31
Book Value[Excl.RevalReserv]/Share (Rs.)52.71
Book Value[Incl.RevalReserv]/Share (Rs.)52.71
Revenue From Operations / Share (Rs.)51.36
PBDIT / Share (Rs.)13.57
PBIT / Share (Rs.)10.17
PBT / Share (Rs.)5.42
Net Profit / Share (Rs.)3.91
NP After MI And SOA / Share (Rs.)3.71
PROFITABILITY RATIOS 
PBDIT Margin (%)26.42
PBIT Margin (%)19.79
PBT Margin (%)10.56
Net Profit Margin (%)7.60
NP After MI And SOA Margin (%)7.22
Return on Networth / Equity (%)7.68
Return on Capital Employeed (%)14.39
Return On Assets (%)3.49
Long Term Debt / Equity (X)0.35
Total Debt / Equity (X)0.75
Asset Turnover Ratio (%)0.05
LIQUIDITY RATIOS 
Current Ratio (X)2.00
Quick Ratio (X)2.00
Dividend Payout Ratio (NP) (%)20.44
Dividend Payout Ratio (CP) (%)10.66
Earning Retention Ratio (%)79.56
Cash Earning Retention Ratio (%)89.34
COVERAGE RATIOS 
Interest Coverage Ratio (%)2.86
Interest Coverage Ratio (Post Tax) (%)1.82
VALUATION RATIOS 
Enterprise Value (Cr.)137.70
EV / Net Operating Revenue (X)1.39
EV / EBITDA (X)5.25
MarketCap / Net Operating Revenue (X)1.03
Retention Ratios (%)79.55
Price / BV (X)1.10
Price / Net Operating Revenue (X)1.03
EarningsYield0.07